As our Economy continues to heal from the economic collapse of 2008, many families facing hardships such as layoffs, which have caused homeowners to come to a place where they have to choose the lesser of two evils, “do I pay my mortgage or my credit cards?” Ultimately, with so many distressed families left with one income, unsecured debts have fallen behind and people are then left with no choice but to try to catch up on late payments which they aren’t able to pay.  They are left with a bill that is now at 36% interest:  what is left to do but to wonder, “How can I ever catch up? Then with the cost of living rising, trying to apply for a bank loan to catch up on late payments is almost impossible these days.  Banks will not lend the money because the borrowers’ debt to income ratios are too high and credit utilization has been at maximum levels- being over extended on existing  debt will not allow banks’ lending guidelines to approve new credit to pay off the old debts.  The new and stricter lending requirements are simply not on the side of the banks’ customers who are carrying the problematic debt.

 

When consumers try to work with their creditors, as most will try with their regular banks, the banks typically offer no viable alternative measures to remedy their financial situations. Ultimately, this leaves the consumer with no way to turn for a new strategy to eliminate the crushing debts which they hold.  Consumers now fall behind on their debts which in turn causes the holders of the debt to turn to a third party debt collectors, which regularly use unfair debt collection practices as they attempt to collect the debt.

 

These abusive debt collection practices have contributed to a massive increase of personal bankruptcies, marital instabilities, loss of jobs and ultimately invasions of individual privacy. Debt validation services will invoke the laws and statutes governed by the Fair Debt Collection Practices act and other applicable laws to protect consumers against third party debt collection agencies, erroneous debt collection practices and violations of consumer rights.

 

We have an entire professional team committed to meeting your needs and present you with the most effective form of a guaranteed debt resolution program.

 

After a client is approved for the debt validation program, we will begin to challenge the authority of your third party debt collectors, and after the 3rd party debt collectors have not been able to validate the debt then they no longer have the right to collect on your debts, thus the debt now becomes an uncollectible debt. Usually this can be accomplished within the first half of your program term and after we have finished disputing your debt, vindicated you from the debt and your debts have been fully disputed, we will then provide you with a credit restoration program created by the oldest credit restoration company in America. They are Better Business Bureau A + rated and licensed, and in the event that your creditors are able to validate a debt you are offered a 100% money back guarantee and you will be referred to a debt settlement company as your next best option.

 

We work for the rights of the American consumers, not the debt collectors. We can have one of our nationwide financial consultants assist you now for an initial free consultation!